Can I cash a check made payable to me and the auto body shop without their endoresement?

Posted by admin on February 6, 2010

I got into an accident and have small body damage to my car. I filed the claim and the insurance company sent the check to me made payable to me and the body shop. My dad actually tweaked the car and washed it so it doesn’t look that bad. I want to know if I can cash this check without the insurance company’s endorsement?

Geez, darn insurance companies.
I would call the insurance company and be honest with them.
Maybe they will send you the check.

What a shame that your dad is carrying car insurance policies with 0 deductible. That is obvious if you fixed the ding yourself for less than $500.

Don’t grow up like him. That’s what the epression "think outside the box" comes from. And thats why the rich get richer and the poor become slaves to paying other peoples bills.

  1. LR Said,

    Not legally if it’s made out "and" ; it would be forgery.
    References :

  2. Judy Said,

    Geez, darn insurance companies.
    I would call the insurance company and be honest with them.
    Maybe they will send you the check.

    What a shame that your dad is carrying car insurance policies with 0 deductible. That is obvious if you fixed the ding yourself for less than $500.

    Don’t grow up like him. That’s what the epression "think outside the box" comes from. And thats why the rich get richer and the poor become slaves to paying other peoples bills.
    References :

  3. bud68 Said,

    No you can’t. That’s why the insurance company issues a joint check – to prevent you from doing just what you want to do.
    References :

  4. noncomputerwiz Said,

    No you won’t be able to cash it. Sorry
    References :

  5. chatsplas Said,

    NOPE. . . . .that’s the whole point. . . .
    You have to deal with the auto body shop or the insurance company. . . .suggest insurance company. . . .
    References :
    tax pro

  6. Barry auh2o Said,

    No. That would be fraud. tell the ins co your dad fixed the damage.

    Maybe they will reissue a check, payable just to you.
    References :

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